I’m in the process of (very slowly) migrating my household from Windows to Linux and am currently testing Nextcloud as a replacement for OneDrive. In my case, I set it up using pikapods.com because I want offsite storage. The server part of the setup was incredibly easy because the host did all the work.

Getting my Linux client setup was kind of a pain (especially compared to the Android and Windows clients), but everything seems to work ok so far. Of course, I’m only backing up a small amount of data so far, so I can’t comment on the efficiency or speed for a major backup.

I had to type a bit to check, but found that I mostly use the right shift if the letter I’m capitalizing is on the left side of the keyboard. Oddly, it wasn’t 100% though.

5 forever!

I use a budget app for tracking income and spending on a transaction basis and then keep the rest of my finances in spreadsheets.

I’ve never asked for time off, only informed my boss that I will be off. I have only had push back twice. Once, when I was in high school my boss said I couldn’t, so I quit on the spot (nothing to lose in a minimum wage job when my parents were still supporting me). A few years later, a shift lead (who was not technically my boss) challenged me, I told him I wasn’t asking for the day off, I was providing advance notice that I would not be there that day.

The irony is that I now manage people who have an attendance policy. I try to make sure people have plenty of opportunity to plan time off so they don’t have to call out. They’re going to take the time either way, I may as well know in advance.

I could probably get a job at either of my local grocery store bakery departments with that.

I used to work for a cable company. I remember a coworker telling me a long time ago that one of the challenges they used to have was making sure the caller’s TV was tuned to the correct channel. So, the conversation would go like this:

“Please change the channel to 27” (or any other random number that isn’t a locally used channel) “What do you see?” “Nothing…” “Good, change it to 3, now what do you see?” “Nothing…” “Good, change to channel 4” “It works!”

For those that don’t know, there was a long period of time where the auxiliary input into TVs was tuned to either channel 3 or channel 4. There was a good chance that the customer didn’t know which one was correct for their TV and would have assumed that it was already set correctly if you asked.

I tried to sign up for an Apple TV free trial without an Apple device. It let me create the account, but then I had to “activate” the account, and I couldn’t do it on any of my devices (android, windows, the TV that gave me the free trial). I talked to tier 1 and tier 2 support, they couldn’t get it working either.

Then it gets even more ridiculous. The tier 2 agent asks me to upload screenshots of the errors I was getting for the tier 3 (?) engineers to review. Oh, I need an active Apple account to upload anything. I emailed the images and their email system stripped the attachments from the email. Tier 3 closed the ticket and banned my account. I talked to Tier 2 again and all they could do was put in a ticket to request I be unbanned…it was denied.

Finally, I gave up and asked them to delete my account. They said my account can only be deleted if I log in and use the delete account function. I pointed out how that was not possible and they said there was no other option. The whole situation reinforced my plan to never buy an Apple product.

I mean, depending on where exactly you ended up, it could go either way. I’ve watched some British TV over the years and I frequently need subtitles and I assume the actors are enunciating better than the average person.

I hope you’re not using that map to navigate your new home.

Oh, that sounds like a sweet deal. I should have been aspired to be a corporation instead of a normal person.

I don’t really understand how Walgreens is still in business. I only go there when I need something that the grocery store pharmacy section doesn’t carry and I’m not willing to wait 1-2 days to have it shipped from Amazon. Every time I go, its a ghost town with more employees than customers.

Way back in the late '90s, my first apartment was a brand new development with a T5 connection (I think) that offered each unit 8 glorious Mbps. However, I needed to get that connection shared between 2 PCs in different rooms. Wifi was not an option (expensive and slow), even a router was a major financial investment for me back then. So, I bought an extra network card and a 100 foot crossover cable and ran it down the hallway.

It was so successful, that I continued to incorporate very long cables in my builds for the next 20ish years. Even today, my desktop computer is not wifi capable, but first I migrated to powerline ethernet and more recently mesh wifi with my PC plugged into one of the child nodes.

I’m not sure I understand. You can stream music for free on Spotify, Tidal, Deezer, Pandora, Bandcamp, YouTube, and probably several other services. Not to mention the thousands of radio stations you can stream. It seems like there are exponentially more music streaming options compared to video. If you’re asking about sites where you can stream without ads, I’m guessing those exist too, but I suspect most people are either willing to listen to ads or pay for ad-free with one of those services.

Since it sounds like you have younger kids, I’d take a decent sized portion of it (maybe 2-8k) and use that to make lasting family memories. Seeing everything of interest in a short range (zoos, aquariums, caves, gardens, museums, national parks, whatever), more frequent small vacations (driving distance or short flights to the beach/mountains/whatever), occasional major vacations (other countries, theme parks, cruises, whatever your family finds interesting). Or investing in lifelong hobbies that you can do together, like skiing, art, tennis, restoring cars, etc.

After that, the rest I would add to my FIRE plan. It would not necessarily mean retiring sooner (though it might), but it would be about adding flexibility to my life. If my savings were larger, I could always just to dip into that to pay for college or I be better prepared to deal with an unexpected layoff or emergency.

I’m the opposite, lived most of my life on the West coast and then moved to the East coast. Some time zone related things that I’ve noticed:

• I love to start work early and end work early, so there was a period of time where I could work 6am to 3pm and still be online later than many of my east coast coworkers. This schedule was ideal for me. Now I have to work until 5 or 6pm every day and I don’t like that very much.

• I could get up and trade stocks early in the morning, which is convenient for me because I don’t do a lot of stock trading and don’t need to stay on top of it throughout the day. Now I get up and think, “I need to make that transaction later today”, then 4pm rolls around and I realize I’ve forgotten to do it yet again.

• Not a time zone thing, but I’ve been to Hawaii once and would love to go back. When I was in California, it was a 5-6 hour flight, now its more like 12 hours. I’m not willing to make that trip. I do have the option to go to the Caribbean or Europe instead, which is nice though (if I ever get around to it).

• I don’t watch sports, but I always thought of the Super Bowl being an afternoon game. Then I moved East and realized people were staying up past midnight to watch the game (and party) and then trying to go to work or school Monday morning. No impact for me, but for my lifestyle, afternoon games would be preferable.

• I used to do a lot of online gaming with people from all over the US and Europe. Lots of my friends would stay up very late or even all night gaming. I could keep up with them when it meant staying up until 10-12pm (my time). Staying up until 2 or 3am would not work for me. I don’t play online games anymore, but that would be a challenge for me now.

I’m neutral on the housing market right now. People buying houses are generally living in them (or renting them), there’s very little house flipping like in 2005-06. There’s also no interest-only mortgages, so people actually have the cash flow to stay. Rates are probably not going up, but they might come down a little. If they do drop, I think prices will go up proportionately such that the monthly payment is the same either way. New housing is being built, but not fast enough to make a major impact on demand in the near term.

Altogether, I think housing in the US is “fairly” valued on a supply/demand basis at the moment. If we get a recession, prices might dip, but I would be very surprised to see another crash like 2007-09. However, I also don’t expect to see prices go up quickly from here other than in response to lower interest rates. So, if I were making a new purchase decision today, I’d be thinking about the following:

• Do I plan to stay 5+ years (the longer, the better)
• Can I comfortably afford to pay the mortgage (or is it at least comparable to rent)?
• Can I afford a major repair bill? Especially if any of the big ticket items will hit their typical end of life in the next 5 years.

Here are some of my major home maintenance expenses from the last 10 years:

• Water supply line to the house failed (polybutylene): $2.5k
• Tankless hot water unit failed: $3.5k
• Wildlife exclusion due to rats in the attic and crawlspace: $2k
• Electrical repairs due to rats in the crawlspace chewing on wiring: $3.4k
• Totally gut and rebuild kitchen & bathroom due to plumbing failure: $2k deductible, plus my homeowner’s insurance increased every year since
• Replaced failed mini-split HVAC system: $3.5k
• Dig up and repair sewage line that was clogged with roots: $3.5k
• New sod to repair the lawn after the plumbers dug it up: $1.5k

Those are the big items I recall that I had little choice in. I also replaced my way past end of life 2 zone HVAC system for about $30k. I could have kept the old one running longer and I could have gotten a cheaper replacement (maybe $22k), but the old system was struggling and couldn’t keep the house comfortable anymore. I seem to recall hearing a good rule of thumb is to set aside 1-2% of your home’s value every year for major maintenance and that seems about right from my experience.

I think the only reason the US continues to exist in its current state is due to the global power of the US currency. It is the dominant currency for international exchange, which gives the US government extraordinary influence in international affairs AND gives corporations and wealthy people a reason to be based in the US. There are historical similarities with other countries having a dominant currency such as the British Pound or Dutch Guilder during those countries periods of imperial dominance. The empire is likely to persist as long as the currency remains dominant no matter how badly it is mismanaged.

This requires more information. Am I reasonably likely to hit a total target comp over the course of a year, but with fluctuations throughout the year? I can live with that if the target fits my needs. Of course, I’m guessing that is not the intent here, this is can you live with no clue about your future income potential? That’s a hard no for me.

I had a similar thing today. My app (looks just like this one) told me it was currently 138 degrees out. I thought I might need to stay inside today.