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Joined 2 years ago
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Cake day: June 9th, 2023

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  • Opening a new line of credit is only a temporary hit to your score. Multiple cards in a short time will be a bigger hit, but it’ll eventually pass.

    Most if not all of those cards offer a free credit report that could tell you how much of an impact this had on your score and how quickly it improves. If you have another existing card (don’t sign up for another one) you may be able to see the change to your score once these hard credit pulls hit your credit report.

    If not, wait a month or so and use one of your free annual credit reports. You get one report per year from each agency for free, with no consequence to your credit score. There’s 3 credit agencies, so in principle you can check your credit every 4 months for no cost.








  • My employer has a “buy American” policy that kicks in for purchases over a certain dollar amount. To get an exemption, you need to identify 2 domestic options and state why they aren’t sufficient.

    Recently I needed to replace a module in an existing system that happens to be made by a non-US company. There is literally no valid alternative - only this one company makes the modules that are compatible with each other.

    So I had to identify 2 American made products that were vaguely similar and state why they didn’t meet our specifications. Though “Vaguely similar” is a stretch - it was equivalent to explaining to someone why you can’t buy AA batteries to replace a car battery.







  • Honestly this sounds like user error. From one of the links in the article:

    As the journalist and Apple Store staff tested, if you insert the wrong passcode for 1 to 5 times, there will only be red notifications saying the passcode is wrong, and you needn’t wait to give it another try.

    For the 6th time you insert a wrong passcode, it will report, “iPhone is disabled, try again in 1 minute”. And the phone will be locked, and you won’t be able to insert passcode again until 1 minute later.

    For the 7th time, the iPhone will show, “iPhone is disabled, try again in 5 minutes”.

    For the 8th time, the iPhone will be locked for 15 minutes, and for the 9th time, it will be locked for 60 minutes to insert passcode again.

    If you insert the wrong passcode for 10th time, the iPhone will be disabled and you will have to connect it to iTunes to unlock.

    Apparently if you jailbreak the iPhone the delays aren’t set correctly (or at least that was the case 10 years ago)?

    On top of that, the user couldn’t just wipe the phone because they didn’t want to lose a video that wasn’t backed up anywhere else.