Like one of the other replies mentioned, when you get closer to retirement, more of the money should get shifted from stocks to more stable but lower return investments like bonds and such that are not affected by a stock market crash. Usually you can set a retirement age in the management portal of your 401k and the management company in charge of your 401k uses it as a guide to move the money into the more stable investments.

You can use Bitwarden to store passkeys. Not sure if the self hosted solution has support for it yet though.

I use a Honeywell Z-Wave thermostat with Home Assistant. All local and I not only do I have schedules based on time of day, but it also adjusts the temperature based on if people are home or not.

I think using “creators” is fine because it implies someone using their creative abilities instead of people that have creative abilities, which is everyone, whether they think they do or not.

I just find it annoying, not offensive. I never hold it against anyone using it and I can see why it gets used. I personally think using creators instead of creatives just comes across way less pretentious.

Referring to artists as ‘creatives’.

It implies to me that some have the capacity to be creative and some don’t, which is simply ridiculous. It’s also pretentious as fuck.

It’s not like every problem in space is running out of oxygen in 90 minutes. I can imagine plenty of scenarios where having additional resources in the matter of days vs months would make the difference in a life or death scenario. Especially if we were able to establish a decent support network on the ISS or other space stations.

Not to mention you would be able to realistically cycle out astronauts on a moon base, whereas being assigned to a mars base would be a one way trip for many.