• SpicyLengthiness@lemmy.ca
    link
    fedilink
    arrow-up
    15
    ·
    edit-2
    6 days ago

    If we had lots of time, then it’s easy. Just buy total market index funds and sit and wait. This is why vampires are usually rich. If you’ve lived that long, and you’re not rich, you’re doing something wrong.

    $2 at 7% a year for 50 years = $58.91

    $2 at 7% a year, for 500 years = $1,505,863.24

    The power of compound interest!

          • SpicyLengthiness@lemmy.ca
            link
            fedilink
            arrow-up
            2
            ·
            6 days ago

            And? That thesis has nothing to do with collapse, nor a pyramid scheme. It’s just explaining the wealth inequality.

            • kbal@fedia.io
              link
              fedilink
              arrow-up
              2
              arrow-down
              3
              ·
              6 days ago

              It’s a condition under which the inequality tends to grow, and one reason why it grows more when economic growth is less. The consequences that follow from it do involve instability that would do damage your investment portfolio and given the current situation could well lead to total collapse. Not today perhaps, but certainly within 500 years.